Find grants, rebates, forgivable loans, and free programs for Oxnard, CA, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oxnard, CA, with individual awards up to $276,833. 5 programs target seniors, 3 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied households in Oxnard with income at or below 80% AMI. ...
Provides emergency home repairs for owner-occupied households in Oxnard with income at or below 50% AMI. Covers items po...
Provides accessibility modifications for Oxnard homeowners with household members who have disabilities. Includes wheelc...
Provides home repairs for senior homeowners age 62+ in Oxnard with income at or below 80% AMI. Covers critical health an...
Provides financial assistance for repair or replacement of private sewer laterals for income-qualified Oxnard homeowners...
Provides downpayment and closing cost assistance for first-time homebuyers purchasing in Oxnard. Deferred-payment junior...
Federally funded program providing free energy efficiency improvements to income-qualified households in Ventura County....
State-funded program to reduce lead-based paint hazards in qualifying homes built before 1978 with children under age 6 ...
Offers rebates for qualifying energy-efficient home improvements for SCE customers in Oxnard. Includes HVAC upgrades, in...
Provides rebates for installation of qualifying heat pump water heaters for SCE customers. Heat pump water heaters use s...
Offers rebates for installation of high-efficiency central air conditioners and heat pumps for SCE customers. Rebate amo...
Allows SCE customers with solar panels to receive bill credits for excess electricity sent to the grid. NEM 3.0 currentl...
Self-Generation Incentive Program (SGIP) provides rebates for home battery storage systems. Higher incentives available ...
Offers rebates for high-efficiency natural gas furnaces, water heaters, tankless water heaters, and weatherization impro...
Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income homeowners in eligible rural a...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet adaptive needs. Eligible di...
Helps veterans with certain service-connected disabilities adapt a home to meet disability needs. Eligible disabilities ...
Federal HOME funds administered by Oxnard to provide rehabilitation assistance for owner-occupied homes. Addresses code ...
Provides free solar photovoltaic systems and energy efficiency upgrades for income-qualified single-family homeowners. I...
Provides no-cost energy efficiency improvements for income-qualified households in SCE and SoCalGas service territories....
Allows qualifying seniors (62+), blind, or disabled citizens to defer current-year property taxes on their principal res...
Provides rebates for water-efficient fixtures and landscaping conversions for Oxnard water customers. Includes high-effi...
Provides up to $3,000 toward seismic retrofits for qualifying homes built before 1980 with raised foundations (cripple w...
Exempts up to $276,833 of assessed value from property taxes for qualifying disabled veterans in Ventura County. Basic e...
Reduces property taxes by $70 per year for owner-occupied principal residences in California. Exempts $7,000 of assessed...
PACE financing allows Oxnard homeowners to finance energy efficiency, renewable energy, and water conservation improveme...
Provides HUD-approved homebuyer education to first-time homebuyers in Oxnard. Covers budgeting, mortgage options, down p...
Provides matching grants for exterior rehabilitation of homes in Oxnard's historic districts or individually designated ...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Oxnard, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oxnard, 23 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.