USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available to homeowners 62+ who cannot afford loan repayment for removing health and safety hazards.

Loan or grant amount based on income, age, and repair needs; grants for seniors 62+

Key Details

  • Up to $40,000 loan or $10,000 grant for repairs
  • Very-low income seniors 62+ may qualify for grants
  • Must be in eligible rural or small-town area
  • Covers health, safety, and accessibility repairs
  • 1% interest rate on loans

How to Apply

A grant-savvy contractor in Palatine, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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