USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans (1%) and grants for very low-income homeowners in eligible rural areas near Palm Bay to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan.

Combination of low-interest loan and grant for eligible rural homeowners

Key Details

  • Low-interest loans up to $27,500 at 1% APR
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

A grant-savvy contractor in Palm Bay, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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