Find grants, rebates, forgivable loans, and free programs for Palm Beach Gardens, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palm Beach Gardens, FL, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that reduces energy costs by improving home energy efficiency for income-eligible households. S...
State-funded program administered by Palm Beach County providing home repair assistance for very low, low, and moderate-...
Provides emergency grants to owner-occupied households in Palm Beach County for critical health and safety repairs. Prio...
Community solar program allowing FPL customers to subscribe to solar energy without installing panels. Subscribers recei...
Free in-home energy assessment provided by FPL to identify opportunities for energy savings. Survey includes a review of...
Rebate for FPL customers who upgrade to high-efficiency central air conditioning or heat pump systems. Qualifying system...
Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Provides grants to income-eligible homeowners with disabilities for accessibility modifications such as ramps, widened d...
HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 where children under age 6...
Grant program specifically for homeowners age 60 and older to address critical home repairs that affect health and safet...
Low-interest loan program to help homeowners repair or replace failing private sewer laterals. Available to income-eligi...
Voluntary demand response program where FPL can remotely adjust participating customers' AC thermostats during peak dema...
Federal HOME funds administered by Palm Beach County for substantial home rehabilitation. Available to income-eligible o...
Federal program assisting homeowners who experienced financial hardship related to COVID-19. Provides funds for mortgage...
Long-term disaster recovery program using federal CDBG-DR funds to help Florida homeowners repair, reconstruct, or repla...
Rebate for FPL customers who purchase qualifying high-efficiency electric water heaters. Rebate amount varies by water h...
FPL will pick up and recycle old working refrigerators, freezers, and room air conditioners and provide a $50 rebate per...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Credit can be claimed on fe...
Property tax exemption for Florida residents who are permanently and totally disabled, or who are quadriplegic or parapl...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Palm Beach Gardens, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palm Beach Gardens, 18 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.