USDA Section 504 Home Repair Program

About This Program

USDA program providing loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000; loans up to $27,500 at 1% interest for 20 years.

Grant amount for senior households, loan available for others

Key Details

• Loans up to $27,500 at 1% interest for 20 years
• Grants up to $10,000 for seniors 62+ to remove hazards
• Must be very low income and own home in eligible rural area
• Paris qualifies as eligible rural area
• Covers repairs, accessibility, health and safety hazards

How to Apply

A grant-savvy contractor in Paris, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round