USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors age 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Combination of 1% loan up to $27,500 plus grant up to $10,000 for seniors 62+

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Parsippany-Troy Hills, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Parsippany-Troy Hills, NJ

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