City of Passaic Owner-Occupied Rehabilitation Program

City of Passaic Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan program for owner-occupants in Passaic with income at or below 80% AMI. Covers major home repairs including roof, plumbing, electrical, heating systems, and structural work. Loan forgiven after 5 years of continued occupancy.

Forgivable loan, no repayment required if you remain in home for 5 years

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Must be owner-occupied in Passaic city limits
  • Income at or below 80% AMI required
  • Covers roofing, HVAC, plumbing, electrical, structural
  • Forgiven after 5 years of occupancy

How to Apply

A grant-savvy contractor in Passaic, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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