New Jersey Homeowner Reconstruction Program
NJ Department of Community Affairs
About This Program
CDBG-DR program providing grants to New Jersey homeowners affected by federally-declared disasters. Funds cover home reconstruction, elevation, mitigation, and buyouts. Program reopens after major disasters.
Grant amount based on unmet need calculation; no repayment required
The cited program-specific URL responded on 2026-07-24; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Passaic, NJ, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Grants up to $150,000 for disaster recovery
- Covers reconstruction, elevation, mitigation
- For federally-declared disaster areas
- Currently closed; reopens after disasters
- No income requirements
How to Apply
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Passaic.
Get matched with a contractorEach administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Program closed; monitor for future disaster funding
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