NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for income-eligible New Jersey homeowners. Funds can be used for repairs, improvements, and accessibility modifications. Must be owner-occupied primary residence.

Low-interest loan requiring repayment; rate based on income

Key Details

  • Low-interest loans up to $35,000
  • Income at or below 80% AMI preferred
  • Covers repairs, improvements, accessibility
  • Must be owner-occupied primary residence
  • Flexible repayment terms

How to Apply

A grant-savvy contractor in Passaic, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Passaic, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs