Paterson Owner-Occupied Rehabilitation Program

City of Paterson Community Development

Available Home Repair

About This Program

CDBG-funded forgivable loan for major home repairs in Paterson for income-qualified homeowners. Loan is forgiven after 5 years of continued occupancy and compliance with program requirements.

Forgivable loan, no repayment if residency maintained for 5 years

Key Details

  • Forgivable loan for major home repairs
  • Up to $30,000 for qualifying households
  • Income at or below 80% AMI required
  • Loan forgiven after 5 years occupancy
  • Owner-occupied homes in Paterson only

How to Apply

Deadline: Applications accepted on rolling basis

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