NJHMFA Residential Emergency Assistance Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Provides interest-free loans for emergency home repairs to New Jersey homeowners with household income up to 80% AMI. Covers repairs necessary to eliminate health and safety hazards in owner-occupied homes.

Interest-free loan with affordable monthly payments based on income

Key Details

  • Interest-free loan for emergency repairs
  • Up to $15,000 for health and safety hazards
  • Income up to 80% AMI eligible
  • Must be owner-occupied in New Jersey
  • Affordable monthly repayment plan

How to Apply

Deadline: Applications accepted year-round

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