Massachusetts HOME Rehabilitation Program

MA Department of Housing and Community Development

Available Home Repair

About This Program

Federally-funded HOME program provides deferred-payment loans for comprehensive housing rehabilitation for income-qualified homeowners. Loans are forgiven after affordability period (typically 5-15 years based on amount). Administered through local housing authorities.

Typical deferred loan amount for comprehensive rehabilitation

Key Details

  • Deferred loan up to $50,000
  • Income at or below 80% AMI
  • Forgiven after 5-15 year affordability period
  • Comprehensive rehabilitation projects
  • Administered through local housing offices

How to Apply

A grant-savvy contractor in Peabody, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Administered locally, check availability

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