Massachusetts Title 5 Septic Repair Loan

Massachusetts Clean Water Trust

Available Home Repair

About This Program

Low-interest loans for homeowners to repair or replace failing septic systems to meet Title 5 requirements. Interest rates as low as 0% for qualified low-income borrowers, 2-3% for moderate income, and market rate for others. Terms up to 10 years.

Typical loan amount for septic system replacement

Key Details

  • Loan up to $50,000 for septic repair/replacement
  • Interest rates 0-3% based on income
  • 10-year repayment terms available
  • For Title 5 compliance
  • Available to all MA homeowners

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 988-0734

A grant-savvy contractor in Peabody, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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