USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants available only to seniors age 62+ for accessibility and safety hazards.

Typical combined grant and loan for senior homeowner

Key Details

  • Loans up to $40,000, grants up to $10,000
  • Very low-income requirement (50% AMI)
  • Grants only for age 62+ removing hazards
  • Must be in eligible rural area
  • 1% interest on loans

How to Apply

A grant-savvy contractor in Peabody, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Peabody, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs