FHA 203(k) Rehabilitation Mortgage

U.S. Dept. of Housing and Urban Development

Open Home Repair

About This Program

Mortgage program financing home purchase and renovation in a single loan. Limited 203(k) covers up to $75,000 in minor repairs; Standard 203(k) covers major renovations up to the FHA loan limit. Minimum 3.5% down payment required.

Limited 203(k) up to $75,000 rehab; Standard for larger projects

Key Details

  • Finance purchase + renovation in one mortgage
  • Limited 203(k): up to $75,000 in repairs
  • Standard 203(k): up to FHA loan limit
  • 3.5% minimum down payment
  • Available through FHA-approved lenders

How to Apply

Deadline: Ongoing

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