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FHA Title I Home Improvement Loan

U.S. Dept. of Housing and Urban Development

open federal

About This Program

FHA-insured loan for home improvements up to $25,000 for single-family homes. Loans under $7,500 may be unsecured (no home equity required). Available through FHA-approved lenders for property improvements that protect or improve livability.

Interest rates set by lender; loans under $7,500 may be unsecured

Key Details

  • Up to $25,000 for single-family home improvements
  • Loans under $7,500 may not require collateral
  • Available through FHA-approved lenders
  • Must improve livability or utility of property
  • No income restrictions

How to Apply

Visit Official Program Page

Deadline: Ongoing

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