KEEP Home Energy Loan

PA Dept. of Environmental Protection

Open Home Repair

About This Program

Below-market 4.99% energy efficiency loans from $2,500 to $25,000 for Pennsylvania homeowners. Covers heating, cooling, water heating, EV charging, insulation, and smart home energy systems. Repayment terms from 36 to 120 months.

4.99% fixed rate; terms 36-120 months; credit check required

Key Details

  • 4.99% below-market interest rate
  • Loans from $2,500 to $25,000
  • Covers HVAC, water heaters, insulation, EV charging
  • Repayment terms from 3 to 10 years
  • All income levels eligible; credit check required

How to Apply

Deadline: Ongoing

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