PENNVEST/PHFA Septic Repair Loan

About This Program

Low-interest loans up to $25,000 at 1.75% (up to 2.8% APR) for homeowners who need to repair or replace on-lot septic systems or make first-time connections to public sewer. Terms up to 20 years for standard homes.

1.75% rate, up to 2.8% APR; terms up to 20 years

Key Details

• Up to $25,000 for septic/sewer work
• 1.75% interest rate (up to 2.8% APR)
• Terms up to 20 years
• Repair, replace, or connect to public sewer
• Joint program of PENNVEST and PHFA

How to Apply

Deadline: Ongoing