PHFA HEELP Energy Efficiency Loan

Pennsylvania Housing Finance Agency

Open Home Repair

About This Program

Ultra-low-interest energy efficiency loans from $1,000 to $10,000 at a fixed 1% APR for 10 years with no prepayment penalties. A $5,000 loan costs just $44/month. All contractors must be PHFA-approved.

1% APR fixed for 10 years; $88/month for $10,000 loan

Key Details

  • 1% fixed APR for 10 years, no prepayment penalty
  • Loans from $1,000 to $10,000
  • $44/month for $5,000 or $88/month for $10,000
  • Income limits up to 150% AMI
  • Must use PHFA-approved contractor

How to Apply

Visit Official Program Page Track this program

1-855-827-3466

Deadline: Ongoing

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