PHFA HomeStyle Renovation Loan

Pennsylvania Housing Finance Agency

Open Home Repair

About This Program

Mortgage program allowing homebuyers or existing homeowners to finance repairs, renovations, and energy improvements. Borrowers can fund up to 75% of the as-completed appraised value. Available through PHFA-approved lenders statewide.

Loan amount depends on property value and renovation scope

Key Details

  • Finance repairs into your mortgage up to 75% of value
  • Available for home purchase or refinance
  • Covers renovation, remodeling, and energy improvements
  • Must use PHFA-approved lender
  • Income limits apply based on county

How to Apply

Deadline: Ongoing

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