PHFA Keystone Advantage Assistance Loan

Pennsylvania Housing Finance Agency

Open Home Repair

About This Program

Down payment and closing cost assistance of up to $12,000 as a second mortgage for eligible first-time homebuyers using a PHFA first mortgage. Repaid over 10 years at 0% interest. Can be combined with other PHFA programs.

0% interest 10-year repayment; must use PHFA first mortgage

Key Details

  • Up to $12,000 for down payment and closing costs
  • 0% interest with 10-year repayment
  • Must be first-time homebuyer
  • Requires PHFA first mortgage
  • Can combine with other PHFA programs

How to Apply

Deadline: Ongoing

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