PHFA Keystone Advantage Assistance Loan

About This Program

Down payment and closing cost assistance of up to $12,000 as a second mortgage for eligible first-time homebuyers using a PHFA first mortgage. Repaid over 10 years at 0% interest. Can be combined with other PHFA programs.

0% interest 10-year repayment; must use PHFA first mortgage

Key Details

• Up to $12,000 for down payment and closing costs
• 0% interest with 10-year repayment
• Must be first-time homebuyer
• Requires PHFA first mortgage
• Can combine with other PHFA programs

How to Apply

Deadline: Ongoing