Restore Repair Renew (RRR)

City of Philadelphia / PHDC / Clarifi

Open Home Repair

About This Program

Low-interest home equity loan program offering 3% fixed-rate, 10-year loans from $2,500 to $50,000 for home repairs. Over 600 homes repaired since 2019. Covers health, safety, weatherization, accessibility, and modernization projects.

3% fixed rate, 10-year term; monthly payment ~$483 on $50,000

Key Details

  • 3% fixed-rate 10-year home equity loan
  • Loan amounts from $2,500 to $50,000
  • Must earn 120% or less of area median income
  • Minimum credit score of 580 required
  • Free project navigators help through the process

How to Apply

Visit Official Program Page Track this program

215-866-5200

Deadline: Rolling

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