USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes, or to remove health and safety hazards. Grants up to $7,500 available for seniors age 62+ unable to repay a loan.

Grant for seniors 62+; otherwise 1% interest loan up to $27,500

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Very low-income requirement
  • Owner-occupied homes in eligible rural areas
  • Repairs must address health and safety hazards

How to Apply

A grant-savvy contractor in Phillipsburg, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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