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FHA 203(k) Rehab Mortgage

Federal (HUD/FHA)

available federal

About This Program

Combines purchase price and renovation costs in one FHA-insured mortgage. Limited 203(k) covers non-structural repairs up to $35,000 over purchase price. Standard 203(k) covers major structural rehab. Can be combined with CDBG and other programs.

Purchase + rehab rolled into one loan

Key Details

  • Limited 203(k): up to $35,000 in non-structural repairs
  • Standard 203(k): major structural rehab, no dollar cap
  • 3.5% down payment minimum with qualifying credit
  • Can combine with Pittsburgh CDBG and other grant programs

How to Apply

Deadline: Year-round through FHA-approved lenders

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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