PHFA HOMEstead Down Payment Assistance

Pennsylvania Housing Finance Agency (PHFA)

Available Home Repair

About This Program

No-interest second mortgage up to $10,000 for down payment and closing costs. Forgiven 20% per year over 5 years if homebuyer stays. Must be used with PHFA Keystone Home Loan. Not available in all PA counties, verify Allegheny County availability.

First-time buyer, paired with PHFA Keystone Home Loan

Key Details

  • Forgiven at 20%/year, fully forgiven if you stay 5 years
  • 0% interest second mortgage, minimum $1,000
  • Must use PHFA Keystone Home Loan as first mortgage
  • Verify Allegheny County availability at phfa.org

How to Apply

Deadline: First-come, first-served, check phfa.org for availability

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