Find grants, rebates, forgivable loans, and free programs for Plant City, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Plant City, FL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency improvements to income-qualified households in Hillsboroug...
CDBG-funded program providing forgivable loans for major home repairs to income-eligible owner-occupants in unincorporat...
Provides emergency repair grants for owner-occupied households with income at or below 50% AMI facing immediate health a...
State Housing Initiatives Partnership (SHIP) program offering forgivable down payment and closing cost assistance to fir...
Rebate for TECO residential electric customers who install qualifying high-efficiency central air conditioners or heat p...
Rebate for TECO residential electric customers who purchase and install qualifying Wi-Fi-enabled smart thermostats. Help...
Rebate for TECO customers who install solar photovoltaic (PV) systems on their homes. Rebate is $0.40 per watt of instal...
Rebate for TECO electric customers who replace existing electric water heaters with qualifying high-efficiency heat pump...
Rebates for Plant City water utility customers who install high-efficiency toilets, showerheads, and irrigation equipmen...
USDA program offering grants up to $10,000 for seniors 62+ to remove health and safety hazards, plus low-interest loans ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers mod...
Grant for veterans with blindness or loss of use of both hands to make accessibility adaptations. Covers home modificati...
State and HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children...
Provides assistance to Florida homeowners who experienced financial hardship due to COVID-19. Covers mortgage payments, ...
Provides grants for accessibility modifications to homes of low-income residents with disabilities in Hillsborough Count...
Provides minor home repairs for low-income seniors age 60+ in Hillsborough County to help them age in place safely. Cove...
Provides forgivable loans to low-income homeowners in unincorporated Hillsborough County to repair or replace failing se...
Provides mortgage payment assistance to unemployed or substantially underemployed homeowners in Florida to prevent forec...
Additional homestead exemption for qualifying low-income seniors age 65+ in Hillsborough County. Reduces assessed proper...
Additional homestead exemption for qualifying low-income homeowners with total and permanent disabilities in Hillsboroug...
Rebate for TECO residential customers who add qualifying insulation to their homes. Covers attic, wall, and floor insula...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Plant City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Plant City, 15 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.