Florida Housing Rehabilitation Loan Program (MMRP)
Florida Housing Finance Corporation
About This Program
State-funded rehabilitation loan program for moderate-income homeowners. Deferred payment loan (no monthly payments) due upon sale, refinance, or transfer of property. Covers major system repairs and accessibility modifications.
Maximum deferred loan amount for major rehabilitation
Record set last reviewed 2026-05-25. How we verify our data.
Other published resources for Port St. Lucie, FL, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Habitat St. Lucie & Okeechobee Repair A Home Program No maximum amount published; assistance is a no-interest deferred loan
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
Key Details
- Deferred loan up to $50,000, no monthly payment
- Income at or below 140% AMI
- Due upon sale, refinance, or transfer
- Currently unfunded, check for future availability
- Covers major systems and structural repairs
How to Apply
Source check inconclusive. Our automated check on could not determine whether the cited page responds. The page is not marked unavailable; opening it does not verify the program, amount, eligibility, or availability.
Track this programProgram phone: (850) 488-4197
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Port St. Lucie.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: Program currently unfunded, check for future allocation
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Find More Programs in Port St. Lucie, FL
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
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