USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Must be unable to obtain affordable credit elsewhere.

Maximum loan amount at 1% fixed interest rate for 20-year term

Key Details

  • Loan up to $40,000 at 1% interest
  • For very low-income homeowners (50% AMI)
  • 20-year repayment term available
  • Must be in eligible rural area
  • Covers health/safety hazards and major repairs

How to Apply

A grant-savvy contractor in Port St. Lucie, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Port St. Lucie, FL

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