Home Improvement Grants in Port St. Lucie.

Find grants, rebates, forgivable loans, and free programs for Port St. Lucie, FL, filtered to your situation.

As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Port St. Lucie, FL, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 15 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants23Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 32 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federal weatherization program administered by the state to reduce energy costs for low-income households through insula...

Weatherization
Up to $30,000 for owner-occupied rehab

State Housing Initiatives Partnership (SHIP)

State-funded program administered locally to provide owner-occupied rehabilitation assistance for low and moderate-incom...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Very low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very-low-income homeowners age 62+ to remove health and safety hazards or make accessibility modifications. Do...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to accommodate their disabilities. Eligible for ...

Veterans
Free energy assessment

FPL Home Energy Survey

Free online and phone-based energy survey to identify opportunities to save energy and money. Provides personalized reco...

Energy
Up to $1,800 rebate

FPL HVAC Rebate Program

Rebates for qualifying high-efficiency air conditioning and heat pump systems installed by licensed contractors. Require...

Energy
$150 credit plus free smart thermostat

FPL On Call Thermostat Program

Receive a free smart thermostat and $150 bill credit for allowing FPL to make small, temporary temperature adjustments d...

Energy
Up to $400 rebate

FPL Insulation Rebate

Rebate for adding qualifying insulation to your attic or wall cavities. Must meet minimum R-value requirements and be in...

Weatherization
Community solar subscription

FPL SolarTogether Program

Community solar program allowing customers to subscribe to a portion of a solar energy facility without installing panel...

Solar/Renewable
Up to $35,000 forgivable loan

St. Lucie County CDBG Housing Rehabilitation

CDBG-funded rehabilitation assistance for owner-occupied homes in unincorporated St. Lucie County. Forgivable loan for h...

Home Repair
Up to $10,000 grant

City of Port St. Lucie Emergency Repair Program

Emergency home repair assistance for low-income owner-occupied households within city limits facing immediate health and...

Emergency
Up to $15,000 grant

St. Lucie County Accessibility Modification Program

Provides accessibility modifications for low and moderate-income homeowners with disabilities or seniors requiring home ...

Seniors & Disability
Free home inspection

My Safe Florida Home Roof Inspections

Free wind mitigation inspection to identify retrofit opportunities that may reduce insurance premiums and strengthen hom...

Disaster
Up to $10,000 matching grant

My Safe Florida Home Mitigation Grants

Matching grant program to help Florida homeowners retrofit their homes with hurricane protection features. Requires comp...

Disaster
Up to $50,000 deferred loan

Florida Housing Rehabilitation Loan Program (MMRP)

State-funded rehabilitation loan program for moderate-income homeowners. Deferred payment loan (no monthly payments) due...

Home Repair
Up to $5,000 grant

St. Lucie County Senior Home Repair Program

Grant assistance for low-income seniors age 65+ to address minor but critical home repairs that affect health, safety, a...

Seniors & Disability
Up to $8,000 forgivable loan

City of Port St. Lucie Sewer Connection Assistance

Financial assistance for property owners required to connect to city sewer when service becomes available. Forgivable lo...

Home Repair
Free lead hazard remediation

Florida Lead-Based Paint Hazard Control Program

Free lead hazard identification and remediation for homes built before 1978 with children under age 6 or pregnant women....

Home Repair
Up to $50,000 additional exemption

St. Lucie County Senior Homestead Exemption

Additional homestead exemption for seniors age 65+ with household income below $36,352 (2024 limit). Provides up to $50,...

Property Tax Relief
100% property tax exemption

St. Lucie County Disability Homestead Exemption

Total exemption from property taxes for homeowners who are totally and permanently disabled and meet income requirements...

Property Tax Relief
Up to $450 emergency assistance

FPL Project Share Energy Assistance

Emergency energy assistance for FPL customers facing financial hardship. Helps pay past-due electric bills or prevent di...

Energy
Up to $450 annual assistance

Low Income Home Energy Assistance (LIHEAP)

Federally funded program helping low-income households pay heating and cooling costs. Administered locally through Commu...

Energy
Free homebuyer education class

St. Lucie County Homebuyer Education

HUD-certified homebuyer education courses covering budgeting, credit, mortgages, home maintenance, and avoiding foreclos...

Homebuyer Ed
Up to $400 rebate

FPL Pool Pump Rebate

Rebate for replacing single-speed pool pumps with energy-efficient variable-speed models. Must be Energy Star certified ...

Energy
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for 30% of the cost of installing residential solar panels and battery storage systems. No maximum li...

Solar/Renewable
Sales tax exemption on equipment

Florida Solar Sales Tax Exemption

Florida exempts solar equipment from state sales tax (6% savings on equipment cost). Applies to photovoltaic systems, so...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Port St. Lucie

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Port St. Lucie, FL?

32 programs are currently listed for Port St. Lucie, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Port St. Lucie have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Port St. Lucie, 23 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Port St. Lucie?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.