Find grants, rebates, forgivable loans, and free programs for Port St. Lucie, FL, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Port St. Lucie, FL, with individual awards up to $126,526. 8 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by the state to reduce energy costs for low-income households through insula...
State-funded program administered locally to provide owner-occupied rehabilitation assistance for low and moderate-incom...
Very low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or ...
Grant for very-low-income homeowners age 62+ to remove health and safety hazards or make accessibility modifications. Do...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...
Helps veterans with certain service-connected disabilities adapt a home to accommodate their disabilities. Eligible for ...
Free online and phone-based energy survey to identify opportunities to save energy and money. Provides personalized reco...
Rebates for qualifying high-efficiency air conditioning and heat pump systems installed by licensed contractors. Require...
Receive a free smart thermostat and $150 bill credit for allowing FPL to make small, temporary temperature adjustments d...
Rebate for adding qualifying insulation to your attic or wall cavities. Must meet minimum R-value requirements and be in...
Community solar program allowing customers to subscribe to a portion of a solar energy facility without installing panel...
CDBG-funded rehabilitation assistance for owner-occupied homes in unincorporated St. Lucie County. Forgivable loan for h...
Emergency home repair assistance for low-income owner-occupied households within city limits facing immediate health and...
Provides accessibility modifications for low and moderate-income homeowners with disabilities or seniors requiring home ...
Free wind mitigation inspection to identify retrofit opportunities that may reduce insurance premiums and strengthen hom...
Matching grant program to help Florida homeowners retrofit their homes with hurricane protection features. Requires comp...
State-funded rehabilitation loan program for moderate-income homeowners. Deferred payment loan (no monthly payments) due...
Grant assistance for low-income seniors age 65+ to address minor but critical home repairs that affect health, safety, a...
Financial assistance for property owners required to connect to city sewer when service becomes available. Forgivable lo...
Free lead hazard identification and remediation for homes built before 1978 with children under age 6 or pregnant women....
Additional homestead exemption for seniors age 65+ with household income below $36,352 (2024 limit). Provides up to $50,...
Total exemption from property taxes for homeowners who are totally and permanently disabled and meet income requirements...
Emergency energy assistance for FPL customers facing financial hardship. Helps pay past-due electric bills or prevent di...
Federally funded program helping low-income households pay heating and cooling costs. Administered locally through Commu...
HUD-certified homebuyer education courses covering budgeting, credit, mortgages, home maintenance, and avoiding foreclos...
Rebate for replacing single-speed pool pumps with energy-efficient variable-speed models. Must be Energy Star certified ...
Federal tax credit for 30% of the cost of installing residential solar panels and battery storage systems. No maximum li...
Florida exempts solar equipment from state sales tax (6% savings on equipment cost). Applies to photovoltaic systems, so...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Port St. Lucie, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Port St. Lucie, 23 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.