Find grants, rebates, forgivable loans, and free programs for Portage, IN, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portage, IN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded weatherization program that reduces energy costs for low-income households through insulation, ...
State-funded home rehabilitation program for low- to moderate-income homeowners to make critical repairs. Loan is forgiv...
State-administered lead hazard control program for pre-1978 homes with children under age 6 or pregnant women. Provides ...
CDBG-funded emergency home repair grants for Portage homeowners facing immediate health and safety hazards. Covers urgen...
Grant program for Portage homeowners age 62 and older to make necessary home repairs and accessibility modifications. De...
CDBG-funded program providing home modifications for Portage residents with disabilities. Includes wheelchair ramps, bat...
Rebate for NIPSCO natural gas customers who purchase and install qualifying high-efficiency furnaces (95% AFUE or higher...
Rebate for NIPSCO customers who purchase and install qualifying smart or programmable thermostats. Helps reduce energy u...
Rebate for NIPSCO customers who install qualifying insulation and air sealing improvements. Must be installed by approve...
Rebate for NIPSCO natural gas customers who purchase qualifying high-efficiency water heaters, including tankless and EN...
Rebate for NIPSCO electric customers who install qualifying air source heat pump systems for heating and cooling. Heat p...
Free in-home energy assessment for NIPSCO customers including blower door test, infrared imaging, and personalized recom...
Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...
Grant for veterans with certain severe service-connected disabilities to purchase, construct, or modify a home to meet t...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside, or ...
Federally-funded HOME program administered by IHCDA to rehabilitate homes for low-income homeowners. Provides forgivable...
Porter County program providing forgivable loans for owner-occupied housing rehabilitation including structural repairs,...
Financial assistance for low-income Portage homeowners to repair or replace failing sewer lateral lines from the home to...
Net metering program for NIPSCO customers who install solar panels. Excess electricity generated is credited at retail r...
Federal tax credit covering 30% of the cost of installing solar panels and battery storage systems on residential proper...
Emergency heating assistance for Indiana households facing disconnection, no fuel, or furnace malfunction. Provides imme...
CDBG-funded grant program specifically for roof repair or replacement for low-income Portage homeowners. Addresses faili...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Portage, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portage, 17 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.