MaineHousing Home Repair Program

Maine State Housing Authority

Available Home Repair

About This Program

Provides deferred, zero-percent interest loans for major home repairs for income-eligible homeowners in Portland and throughout Maine. Loan is deferred and may be forgiven after 15 years of continued occupancy.

Deferred loan averaging typical major repair costs, forgiven after 15 years

Key Details

  • Deferred loan up to $50,000 at 0% interest
  • Income must be below 120% area median
  • Owner-occupied homes in Portland eligible
  • Forgiven after 15 years of occupancy
  • Covers major repairs and accessibility modifications

How to Apply

Deadline: Applications accepted year-round

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