Find grants, rebates, forgivable loans, and free programs for Portland, ME, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portland, ME, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 15 require no income limit.
Data last verified 2026-05-31. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-eligible households throughout Maine, includin...
Provides deferred, zero-percent interest loans for major home repairs for income-eligible homeowners in Portland and thr...
Rebates for installation of qualifying heat pump systems in Portland homes. Higher rebates available for income-qualifie...
Rebates for comprehensive weatherization improvements including insulation, air sealing, and efficiency upgrades. Income...
CDBG-funded program providing forgivable loans to low- and moderate-income Portland homeowners for critical health and s...
Provides emergency repair grants for very low-income Portland homeowners facing immediate health and safety threats. Cov...
HUD-funded program to identify and remediate lead-based paint hazards in Portland homes built before 1978 with children ...
Statewide program providing free lead testing, risk assessments, and abatement services for Maine families with children...
Allows Portland homeowners age 65 and older with income below state limits to defer property tax payments. Deferred taxe...
Property tax exemption for qualifying veterans who served during recognized war periods and are Portland residents. Addi...
CDBG-funded grant program for Portland homeowners needing accessibility modifications for household members with disabil...
Provides grants to Portland seniors age 62+ for safety modifications enabling them to age in place. Covers grab bars, st...
Rebate program for Portland property owners who replace failing private sewer laterals. Helps reduce inflow and infiltra...
Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Portl...
Grant for eligible veterans with certain service-connected disabilities to build, purchase, or modify a home in Portland...
Grant for eligible veterans with certain service-connected disabilities to modify a home in Portland for accessibility. ...
Federal HOME funds administered by MaineHousing for major rehabilitation of owner-occupied homes in Portland. Provides d...
Rebate for installation of qualifying heat pump water heaters in Portland homes. Provides year-round energy savings and ...
Rebate for residential solar photovoltaic system installations in Portland. Supports grid-tied systems and can be combin...
Monthly electric bill discount for income-eligible Central Maine Power customers in Portland. Provides percentage-based ...
State tax credit for rehabilitation of certified historic structures in Portland, including homes in the Old Port and We...
Federal heating assistance program for income-eligible Portland households. Provides one-time annual payment to help wit...
Emergency grant program for very low-income Portland homeowners facing imminent threats to health and safety, particular...
Rebates for installation of water-efficient toilets, showerheads, and other fixtures in Portland homes served by Portlan...
Matching grant program for exterior restoration of historic homes in Portland's designated historic districts. Supports ...
Federal Mortgage Credit Certificate program administered by MaineHousing allows first-time homebuyers in Portland to cla...
Rebate program encouraging Portland residents to plant trees on private property. Supports urban canopy expansion, storm...
Grant program for Portland homeowners in coastal flood zones to implement resilience measures such as foundation elevati...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Portland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Portland, 21 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.