USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas near Portland to repair or improve their homes. Seniors may qualify for grants up to $10,000 for accessibility modifications.

Combined loan and grant for very low-income homeowner, typical award

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in USDA-eligible area near Portland
  • Covers health/safety repairs and accessibility

How to Apply

Deadline: Applications accepted year-round

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