City of Providence CDBG Housing Rehabilitation Program

About This Program

Providence's CDBG program operates as an Entitlement Community with approximately $4.1 million in CDBG funding for PY2026-27, including housing rehabilitation assistance. The program provides deferred loans with no interest and no monthly payments for income-eligible homeowners addressing code violations, energy efficiency improvements, and emergency repairs. Applications are submitted through the City's online grants management system.

Deferred loan; no interest and no payments until sale/transfer; amount varies by project.

Key Details

• Income at or below 80% AMI; owner-occupied properties
• No-interest deferred loan; repayment at sale or transfer
• Covers code violations, energy efficiency, and emergency repairs
• Apply through Providence's online grants management system
• Current PY24 rehab closes September 30, 2026

How to Apply

Deadline: Current PY24 housing rehab closes September 30, 2026; PY2026-27 opens July 1, 2026