VA-Backed Home Loan Guarantee

About This Program

VA-backed home loans give eligible Providence-area veterans, service members, and surviving spouses access to 0% down payment mortgages with no PMI and competitive rates. The Providence VA Regional Benefit Office at 380 Westminster Street provides loan guaranty services and can connect veterans with approved lenders. The VA also offers an Interest Rate Reduction Refinance Loan (IRRRL) to lower rates on existing VA loans.

0% down; no PMI; IRRRL available to refinance existing VA loans.

Key Details

• 0% down payment for eligible veterans and service members
• No private mortgage insurance (PMI)
• IRRRL available to reduce rate on existing VA loan
• Providence VA Regional Benefit Office: 380 Westminster St
• Call 401-273-7100 for assistance and lender referrals

How to Apply

Deadline: No deadline; apply through VA-approved lender