Find grants, rebates, forgivable loans, and free programs for Quincy, IL, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Quincy, IL, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services including insulation, air sealing, furnace repair or replacement, and energy audits for inc...
Provides low-interest loans for home modifications that improve accessibility for residents with disabilities. Covers ra...
CDBG-funded forgivable loan for major home repairs in Quincy for low-income homeowners. Loan is forgiven after 5 years o...
Grant program for emergency home repairs posing immediate health or safety threats to very low-income homeowners in Quin...
HUD-funded program to identify and remove lead-based paint hazards in pre-1978 homes with children under age 6 in Adams ...
Rebates for Ameren Illinois electric customers who install energy-efficient central air conditioners, heat pumps, or sma...
Rebates for Ameren Illinois customers who improve home insulation and air sealing. Covers attic, wall, and basement insu...
No-cost energy efficiency upgrades for income-qualified Ameren Illinois customers including LED bulbs, weatherstripping,...
Illinois Shines provides upfront incentives for residential solar panel installations via Renewable Energy Credits (RECs...
USDA program offering low-interest loans (up to $27,500, 1% interest) and grants (up to $10,000 for seniors 62+) to very...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...
Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt a home....
Forgivable loan program to help Quincy homeowners repair or replace failing private sewer lateral lines. Loan is forgive...
Forgivable loan to assist first-time homebuyers with down payment and closing costs in Illinois. Loan is forgiven after ...
Matching grant for exterior improvements to historic properties in Quincy's designated historic districts. Covers facade...
Illinois program allowing qualifying seniors (65+) to defer property taxes on their primary residence. Deferred taxes ac...
Enhanced rebates for Ameren Illinois customers who install high-efficiency air-source or geothermal heat pumps. Rebate a...
Income-qualified solar program providing free or deeply discounted solar panel installations to low-income households in...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Quincy, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Quincy, 14 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.