SD Housing Owner-Occupied Rehabilitation Program

South Dakota Housing Development Authority

Available Home Repair

About This Program

Provides deferred payment loans for major home repairs to owner-occupied homes. Loan is forgiven after 10 years of continued owner occupancy. Available through participating local governments.

Deferred loan amount based on needed repairs, forgiven after 10 years of occupancy

Key Details

  • Deferred loan up to $30,000 for major repairs
  • Income at or below 120% area median income
  • Must be owner-occupied primary residence
  • Forgiven after 10 years of compliance
  • Administered through local participating cities

How to Apply

Get free help applying Visit Official Program Page Track this program

(605) 773-3181

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Deadline: Contact local administrator for availability

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