FHA 203(k) Rehabilitation Mortgage

Federal (HUD/FHA)

Available Home Repair

About This Program

Finance a fixer-upper purchase and renovation in one loan. Limited 203(k) covers up to $75,000 in non-structural repairs. Standard 203(k) for larger structural projects. Ideal for Richmond’s older housing stock. HUD allows combining with CDBG down payment assistance.

Purchase + renovate in one loan

Key Details

  • Limited: up to $75K non-structural repairs
  • Standard: structural, foundation, additions
  • Pairs well with Richmond DPA programs

How to Apply

Visit Official Program Page Track this program

Deadline: Year-round through FHA-approved lenders

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