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FHA Title I Home Improvement Loan

Federal (HUD/FHA)

available stackable

About This Program

Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only, no equity required). No income limit. Fills funding gaps when grants don’t cover the full project. Good option for Richmond homeowners without significant equity.

No equity required for loans up to $7,500

Key Details

  • Unsecured up to $7,500 — no equity needed
  • No income limit
  • Fills gaps after grants are applied

How to Apply

Deadline: Year-round through approved lenders

Find More Programs in Richmond, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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