FHA Title I Home Improvement Loan

Federal (HUD/FHA)

Available Home Repair

About This Program

Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only, no equity required). No income limit. Fills funding gaps when grants don’t cover the full project. Good option for Richmond homeowners without significant equity.

No equity required for loans up to $7,500

Key Details

  • Unsecured up to $7,500, no equity needed
  • No income limit
  • Fills gaps after grants are applied

How to Apply

Visit Official Program Page Track this program

Deadline: Year-round through approved lenders

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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