Federal (HUD/FHA)
Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only, no equity required). No income limit. Fills funding gaps when grants don’t cover the full project. Good option for Richmond homeowners without significant equity.
No equity required for loans up to $7,500
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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