USDA Rural Development
Grants up to $10,000 for homeowners age 62+ in eligible rural areas. Loans up to $40,000 at 1% interest. Check USDA eligibility map — some Richmond suburban/exurban areas (Henrico, Chesterfield outer zones) may qualify. Remove health/safety hazards.
Age 62+, very low income, eligible rural/suburban area
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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