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USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

available senior

About This Program

Grants up to $10,000 for homeowners age 62+ in eligible rural areas. Loans up to $40,000 at 1% interest. Check USDA eligibility map — some Richmond suburban/exurban areas (Henrico, Chesterfield outer zones) may qualify. Remove health/safety hazards.

Age 62+, very low income, eligible rural/suburban area

Key Details

  • Grant: age 62+, very low income only
  • Loan: 1% interest, 20-year term
  • Check USDA eligibility map for Richmond-area zip codes

How to Apply

Deadline: Year-round while funded

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