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FHA 203(k) Rehabilitation Mortgage

U.S. Department of Housing and Urban Development (HUD)

open federal

About This Program

FHA-insured mortgage combining home purchase or refinance with renovation costs in one loan. Limited 203(k) covers up to $75,000 in repairs; Standard 203(k) for major structural work over $75,000. Primary residence only; licensed contractors required.

Limited: up to $75K in repairs. Standard: $5K minimum, no cap beyond FHA limits

Key Details

  • Primary residence — purchase or refinance with renovation
  • Limited 203(k): up to $75,000 in repairs
  • Standard 203(k): major structural work over $75,000
  • Licensed contractors required for all work
  • Apply through FHA-approved lender

How to Apply

Visit Official Program Page

Deadline: Ongoing — apply through FHA-approved lender

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