USDA Section 504 Home Repair Loans & Grants

USDA Rural Development

Open Home Repair

About This Program

USDA program providing loans at 1% interest to very-low-income homeowners in rural areas and grants to homeowners 62+ to remove health and safety hazards. Loans up to $40,000; grants up to $10,000. Loans and grants can be combined up to $50,000. Rural Monroe County areas may qualify.

Loans at 1% for 20 years; grants for 62+ only. Must be in USDA-eligible rural area

Key Details

  • Very-low-income homeowners in USDA-eligible rural areas
  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for homeowners age 62+
  • Loans and grants can combine up to $50,000
  • Check rural eligibility at rd.usda.gov

How to Apply

Visit Official Program Page Track this program

Deadline: Ongoing, rural areas only

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