Rockford Owner-Occupied Housing Rehabilitation Program

City of Rockford Community & Economic Development (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan for major home repairs for owner-occupied households in Rockford with income at or below 80% AMI. Loan is forgiven after 5 years of continued occupancy and compliance with program requirements.

Forgivable loan, no repayment if you maintain residency for 5 years

Key Details

  • Forgivable loan up to $30,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in Rockford
  • Covers major repairs and systems
  • Forgiven after 5 years of compliance

How to Apply

Deadline: Rolling applications

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