USDA Section 504 Home Repair Program

About This Program

USDA Section 504 provides loans and grants to very-low-income homeowners to repair or improve their homes or remove health and safety hazards. Seniors age 62+ may qualify for grants up to $10,000 that do not need to be repaid.

1% interest loan plus potential grant for seniors; exact amount based on income and repairs needed

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors age 62+
• Income at or below 50% AMI required
• Removes health and safety hazards
• 20-year repayment term on loans

How to Apply

A grant-savvy contractor in Roselle, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round