Find grants, rebates, forgivable loans, and free programs for Roselle, NJ, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Roselle, NJ, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program that reduces energy costs by improving home energy efficiency. Provides free ins...
New Jersey Housing Finance Agency provides zero-interest home repair loans for low- and moderate-income homeowners state...
State-administered HUD-funded program providing free lead hazard assessment and abatement for homes built before 1978 wi...
PSE&G provides rebates and incentives for home energy efficiency improvements including insulation, air sealing, duct se...
PSE&G offers rebates for installation of energy-efficient air-source and ground-source heat pumps. Rebates range from $5...
PSE&G provides instant rebates on purchase of qualifying ENERGY STAR certified smart thermostats. Rebates range from $50...
New Jersey's Successor Solar Incentive (SuSI) program provides performance-based incentives for residential solar instal...
New Jersey Community Solar program allows income-qualified residents to subscribe to local solar farms and receive 50% d...
USDA Section 504 provides loans and grants to very-low-income homeowners to repair or improve their homes or remove heal...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disabilities. ...
Helps veterans with certain service-connected disabilities adapt their homes for independent living. Grant covers modifi...
Union County provides HOME Investment Partnership Program funds for major home rehabilitation for low-income homeowners....
Union County administers federal weatherization assistance to reduce energy costs for income-qualified residents. Servic...
Union County provides grants for accessibility modifications to help residents with disabilities remain independent in t...
State disaster recovery program for homeowners impacted by Superstorm Sandy and other federally-declared disasters. Prov...
New Jersey offers rebates for installing water-efficient irrigation systems, rain sensors, and smart controllers that re...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Roselle, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Roselle, 13 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.