Salem Owner-Occupied Rehabilitation Program

City of Salem Community Development (CDBG)

Available Home Repair

About This Program

Provides deferred, forgivable loans for major home repairs to low- and moderate-income homeowners in Salem. Loan is forgiven after 10 years of continued owner-occupancy and compliance with program requirements.

Deferred loan, forgiven after 10 years of owner-occupancy

Key Details

  • Deferred loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Salem city limits
  • Loan forgiven after 10 years of compliance
  • Covers roofing, plumbing, electrical, structural

How to Apply

Deadline: Ongoing, subject to funding availability

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