Find grants, rebates, forgivable loans, and free programs for Salem, OR, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Salem, OR, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free energy-efficiency upgrades to low-income households in Marion County. Services include insulation, air sea...
Provides deferred, forgivable loans for major home repairs to low- and moderate-income homeowners in Salem. Loan is forg...
Provides grants for accessibility modifications to enable seniors and persons with disabilities to remain safely in thei...
Provides emergency grants for urgent repairs that threaten health and safety of very low-income homeowners in Salem. Cov...
Provides rebates for qualifying ductless or ducted heat pump installations in PGE service territory. Higher rebates avai...
Offers cash incentives for professionally installed insulation and air sealing in electrically heated homes. Requires pr...
Provides rebates for ENERGY STAR certified window replacements in electrically heated homes. Minimum of 5 windows requir...
Offers instant rebates on qualifying smart thermostats purchased through PGE's online marketplace. Devices must be ENERG...
Provides net metering and bill credits for residential solar installations. Customers receive retail rate credit for exc...
Offers rebates for high-efficiency air-source and ductless heat pumps in homes with NW Natural gas service. Enhanced reb...
Provides rebates for ENERGY STAR certified gas furnaces with AFUE ratings of 95% or higher. Must be installed by qualifi...
Offers rebates for ENERGY STAR certified tankless and high-efficiency tank gas water heaters. Tankless models eligible f...
Provides state tax credits for residential solar photovoltaic installations in Oregon. Credit equals up to $5,000 or 25%...
HUD-funded program to reduce lead-based paint hazards in homes with children under age 6 and income-eligible households....
Provides loans and grants to very low-income homeowners in eligible rural areas near Salem to repair, improve, or modern...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet access...
Provides low-interest loans to income-qualified homeowners in Marion County for repair or replacement of failing septic ...
Allows qualified seniors age 62+ and persons with disabilities to defer payment of property taxes on their home. Deferre...
Provides minor home repair grants to low-income seniors age 60+ in Salem and Keizer. Covers emergency repairs and access...
Provides low-interest loans to Salem homeowners for repair or replacement of private sewer laterals. Loans help cover th...
Provides free water heater replacement for income-eligible households in Marion County when existing water heater has fa...
Provides critical home repairs for low-income homeowners in Marion and Polk counties. Focuses on health and safety issue...
Provides grants for emergency roof replacement when existing roof poses imminent health or safety hazard. Available to v...
Provides forgivable loans for down payment and closing costs to first-time homebuyers purchasing in Salem city limits. L...
Provides matching grants for exterior rehabilitation of contributing structures in Salem's historic districts. City matc...
Matched savings program to help low-income Oregonians save for homeownership down payment. State matches $3 for every $1...
Provides deferred, forgivable loans for major foundation and structural repairs to low-income homeowners in Salem. Cover...
Assists income-qualified Oregon households with heating costs through local Community Action Agencies. Provides crisis a...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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33 programs are currently listed for Salem, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Salem, 20 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.