USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas near Salem to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan.

Grant amount for senior homeowners unable to repay loan

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • For very low-income homeowners in rural areas
  • Covers health, safety, and accessibility repairs
  • Must be unable to obtain affordable credit

How to Apply

Deadline: Year-round applications

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