California Mortgage Relief Program

California Housing Finance Agency

Available Home Repair

About This Program

Provides financial assistance to eligible homeowners who experienced a qualified financial hardship related to COVID-19 pandemic. Covers past-due mortgage payments, property taxes, insurance, homeowner association fees, and utilities.

Average assistance package for qualifying homeowner

Key Details

  • Up to $80,000 in mortgage assistance
  • Covers past-due payments, property taxes, insurance
  • Must show COVID-19 related hardship
  • Income at or below 150% AMI
  • Funds paid directly to servicers

How to Apply

Deadline: Applications accepted through December 31, 2025 or until funds exhausted

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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